Investments
Investing means becoming wealthier by buying and sometimes selling assets that provide income while you hold them and capital when you sell them.
There are two ways to invest and three broad types of investment. We can assist you with all of them.
The two ways to invest are directly or indirectly. Direct investment is where you buy and hold investment assets in your own name (or in the name of some entity that you control, such as a family trust or a self-managed super fund). If direct investment is what you are after, we can help you find the right investments to make and the right ways to manage those investments. A big part of this is making sure that you buy the asset in the right hands. Sometimes this is yourself, but sometimes it is not.
Indirect investment is where you employ an investment manager to buy and hold investment assets on your behalf. We can assist you to identify the managed investment option or options that best suits your circumstance and your goals, and then show you how to access the particular benefits of managed investments to minimise your risk.
The three broad things in which you can invest are shares, property and cash fixed/interest. The specific choice of investment types, and the way in which you mix these choices within your portfolio, is different for each person.
We take the time to assist you to identify which type or types of asset class makes most sense, and then assist you to make either a direct or indirect investment accordingly.
Bernardo Moyano
Senior Financial Planner
Experience: 20 years in the financial planning industry, working in major banks, running his own business and working for 2 other financial planning firms as a contractor while looking after my own clients.
Bernardo is a Financial Planner with particular expertise in the areas of retirement planning strategies, superannuation, income streams, centrelink, age care, corporate superannuation, managed investments, and personal & business insurance. Bernardo blends a high technical knowledge with an easy to understand communication style. He has been successfully assisting personal & corporate clients achieve their financial goals for over twenty years.
Assisting a client protect and improve their lifestyle is always one of Bernardo’s priorities. “Because we focus on strategy and education, clients become empowered to take control over their financial future”.
Hobbies/Interest: Spending time with family, coaching kids sports and going on holidays with our caravan.
Bernardo Moyano is an authorised representative (295705) of DJA Capital (AFSL 342893).